Last updated: [Date]
Welcome to the website of FlexiFinanz. The protection of your personal data is a priority. This policy aims to inform you about how we collect, use and protect your personal information when you use our financing platform.
1. General Information
📌 Data controller :
- [Nom de votre entreprise]
- Address : [Adresse complète]
- Email : [Email de contact]
- Phone : [Numéro de téléphone]
📌 Champ d’application :
This policy applies to all visitors, prospects and customers using our online services and financing solutions.
2. Data Collected
We collect different categories of data depending on your interaction with our platform:
📌 Data provided directly by you :
✔ First and last name
✔ Email address and telephone number
✔ Postal address
✔ Date of birth
✔ Banking information (IBAN, current bank)
✔ Income and financial expenses
✔ Supporting documents (national identity card, pay slips, bank statements, etc.)
📌 Data collected automatically :
✔ Address IP
✔ Browsing data (cookies, pages visited, connection time)
✔ Information on the terminal used (computer, mobile, tablet)
📌 Data obtained from third parties :
✔ Information from solvency databases and credit files (if applicable)
✔ Banking history and repayment behavior
3. Purposes of Data Collection
We use your data as part of our financing services, to:
✔ Analyze and process funding requests
✔ Assess your creditworthiness and manage financial risk
✔ Monitor contracts and payments
✔ Comply with legal and regulatory obligations
✔ Improve the user experience on our site
✔ Personalize our financial offers and recommendations
✔ Ensure security and fraud prevention
4. Sharing and Protection of Data
📌 We are committed to protecting your information and never resell them.
📌 Possible sharing with third parties in the following cases :
✔ Regulatory and judicial authorities (in case of legal obligation)
✔ Banking and insurance partners (if your file requires a guarantee or coverage)
✔ Technical service providers and site hosts (to ensure the proper functioning of our services)
📌 Protective measures put in place :
✔ Secure data storage in compliance with standards GDPR
✔ Access restricted to authorized persons only
✔ Encryption of sensitive banking and personal data
✔ Connection monitoring to prevent any attempted fraud
5. Data Retention Period
📌 We keep your data only for as long as necessary. to the management of your file and in compliance with legal obligations.
✔ Financial data : until 5 years after the end of the contract
✔ Contact and navigation data : until 3 years after your last interaction
✔ Contractual data : until 10 years after the end of funding, in accordance with accounting requirements
You can at any time request deletion of your data, subject to legal obligations.
6. Your Rights over Your Data
In accordance with the GDPR regulations, you have several rights:
✔ Right of access : Obtain a copy of the data we hold about you
✔ Right of rectification : Modify inaccurate or incomplete information
✔ Right to object : Refuse your data to be used for commercial purposes
✔ Right to be forgotten : Request the deletion of your personal data
✔ Right to portability : Receive your data in a structured format
📌 How to exercise your rights?
📩 Send an email to [Email de contact] with your request and a copy of proof of identity.
7. Cookies Management
📌 What is a cookie?
A cookie is a small file stored on your device when you visit our site. It helps improve your browsing experience and offer tailored content.
📌 Cookies used on our site :
✔ Functional cookies (necessary for the proper functioning of the site)
✔ Analytical cookies (statistics and optimization of the user journey)
✔ Advertising cookies (offers tailored to your profile)
📌 How to manage your cookies?
You can change your preferences at any time via the your browser settings or in refusing the use of cookies when you first visit the site.
8. Modifications and Updates
📌 We reserve the right to modify this privacy policy. in order to comply with legal and technological developments.
📅 Last updated: [Date]
Any changes will be posted on this page and will take effect immediately.
9. Contact and Complaints
📩 For any questions or requests regarding your personal data, contact us:
📧 Email : [Adresse Email]
📍 Mailing address : [Adresse complète]
📞 Phone : [Numéro de contact]
If you feel that your rights are not being respected, you can file a complaint with the CNIL (National Commission for Information Technology and Civil Liberties) or the competent authority in your country.
