{"id":859,"date":"2025-02-22T23:33:04","date_gmt":"2025-02-22T22:33:04","guid":{"rendered":"https:\/\/flexifinanz.com\/?page_id=859"},"modified":"2025-02-25T00:25:20","modified_gmt":"2025-02-24T23:25:20","slug":"politique-de-confidentialite","status":"publish","type":"page","link":"https:\/\/flexifinanz.com\/en\/politique-de-confidentialite\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"
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Last updated:<\/strong> [Date]<\/p>

Welcome to the website of FlexiFinanz<\/strong>. The protection of your personal data is a priority. This policy aims to inform you about how we collect, use and protect your personal information<\/strong> when you use our financing platform.<\/p>

1. General Information<\/strong><\/h3>

\ud83d\udccc Data controller<\/strong> :<\/p>

  • [Nom de votre entreprise]<\/strong><\/li>
  • Address<\/strong> : [Adresse compl\u00e8te]<\/li>
  • Email<\/strong> : [Email de contact]<\/li>
  • Phone<\/strong> : [Num\u00e9ro de t\u00e9l\u00e9phone]<\/li><\/ul>

    \ud83d\udccc Champ d\u2019application<\/strong> :
    This policy applies to all visitors, prospects and customers<\/strong> using our online services and financing solutions.<\/p>

    2. Data Collected<\/strong><\/h3>

    We collect different categories of data<\/strong> depending on your interaction with our platform:<\/p>

    \ud83d\udccc Data provided directly by you<\/strong> :
    \u2714 First and last name
    \u2714 Email address and telephone number
    \u2714 Postal address
    \u2714 Date of birth
    \u2714 Banking information (IBAN, current bank)
    \u2714 Income and financial expenses
    \u2714 Supporting documents (national identity card, pay slips, bank statements, etc.)<\/p>

    \ud83d\udccc Data collected automatically<\/strong> :
    \u2714 Address IP
    \u2714 Browsing data (cookies, pages visited, connection time)
    \u2714 Information on the terminal used (computer, mobile, tablet)<\/p>

    \ud83d\udccc Data obtained from third parties<\/strong> :
    \u2714 Information from solvency databases and credit files (if applicable)
    \u2714 Banking history and repayment behavior<\/p>

    3. Purposes of Data Collection<\/strong><\/h3>

    We use your data as part of our financing services, to:<\/p>

    \u2714 Analyze and process funding requests<\/strong>
    \u2714 Assess your creditworthiness and manage financial risk<\/strong>
    \u2714 Monitor contracts and payments<\/strong>
    \u2714 Comply with legal and regulatory obligations<\/strong>
    \u2714 Improve the user experience on our site<\/strong>
    \u2714 Personalize our financial offers and recommendations<\/strong>
    \u2714 Ensure security and fraud prevention<\/strong><\/p>

    4. Sharing and Protection of Data<\/strong><\/h3>

    \ud83d\udccc We are committed to protecting your information<\/strong> and never resell them.<\/p>

    \ud83d\udccc Possible sharing with third parties in the following cases<\/strong> :
    \u2714 Regulatory and judicial authorities (in case of legal obligation)
    \u2714 Banking and insurance partners (if your file requires a guarantee or coverage)
    \u2714 Technical service providers and site hosts (to ensure the proper functioning of our services)<\/p>

    \ud83d\udccc Protective measures put in place<\/strong> :
    \u2714 Secure data storage in compliance with standards GDPR<\/strong>
    \u2714 Access restricted to authorized persons only
    \u2714 Encryption of sensitive banking and personal data
    \u2714 Connection monitoring to prevent any attempted fraud<\/p>

    5. Data Retention Period<\/strong><\/h3>

    \ud83d\udccc We keep your data only for as long as necessary.<\/strong> to the management of your file and in compliance with legal obligations.<\/p>

    \u2714 Financial data<\/strong> : until 5 years after the end of the contract<\/strong>
    \u2714 Contact and navigation data<\/strong> : until 3 years after your last interaction<\/strong>
    \u2714 Contractual data<\/strong> : until 10 years after the end of funding<\/strong>, in accordance with accounting requirements<\/p>

    You can at any time request deletion of your data<\/strong>, subject to legal obligations.<\/p>

    6. Your Rights over Your Data<\/strong><\/h3>

    In accordance with the GDPR regulations<\/strong>, you have several rights:<\/p>

    \u2714 Right of access<\/strong> : Obtain a copy of the data we hold about you
    \u2714 Right of rectification<\/strong> : Modify inaccurate or incomplete information
    \u2714 Right to object<\/strong> : Refuse your data to be used for commercial purposes
    \u2714 Right to be forgotten<\/strong> : Request the deletion of your personal data
    \u2714 Right to portability<\/strong> : Receive your data in a structured format<\/p>

    \ud83d\udccc How to exercise your rights?<\/strong>
    \ud83d\udce9 Send an email to [Email de contact]<\/strong> with your request and a copy of proof of identity.<\/p>

    7. Cookies Management<\/strong><\/h3>

    \ud83d\udccc What is a cookie?<\/strong>
    A cookie is a small file stored on your device when you visit our site. It helps improve your browsing experience and offer tailored content.<\/p>

    \ud83d\udccc Cookies used on our site<\/strong> :
    \u2714 Functional cookies (necessary for the proper functioning of the site)
    \u2714 Analytical cookies (statistics and optimization of the user journey)
    \u2714 Advertising cookies (offers tailored to your profile)<\/p>

    \ud83d\udccc How to manage your cookies?<\/strong>
    You can change your preferences at any time via the your browser settings<\/strong> or in refusing the use of cookies<\/strong> when you first visit the site.<\/p>

    8. Modifications and Updates<\/strong><\/h3>

    \ud83d\udccc We reserve the right to modify this privacy policy.<\/strong> in order to comply with legal and technological developments.<\/p>

    \ud83d\udcc5 Last updated:<\/strong> [Date]
    Any changes will be posted on this page and will take effect immediately.<\/p>

    9. Contact and Complaints<\/strong><\/h3>

    \ud83d\udce9 For any questions or requests regarding your personal data, contact us:<\/strong>
    \ud83d\udce7 Email<\/strong> : [Adresse Email]
    \ud83d\udccd Mailing address<\/strong> : [Adresse compl\u00e8te]
    \ud83d\udcde Phone<\/strong> : [Num\u00e9ro de contact]<\/p>

    If you feel that your rights are not being respected, you can file a complaint with the CNIL<\/strong> (National Commission for Information Technology and Civil Liberties) or the competent authority in your country.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

    Derni\u00e8re mise \u00e0 jour : [Date] Bienvenue sur le site de FlexiFinanz. La protection de vos donn\u00e9es personnelles est une priorit\u00e9. Cette […]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-859","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/flexifinanz.com\/en\/wp-json\/wp\/v2\/pages\/859","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/flexifinanz.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/flexifinanz.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/flexifinanz.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/flexifinanz.com\/en\/wp-json\/wp\/v2\/comments?post=859"}],"version-history":[{"count":0,"href":"https:\/\/flexifinanz.com\/en\/wp-json\/wp\/v2\/pages\/859\/revisions"}],"wp:attachment":[{"href":"https:\/\/flexifinanz.com\/en\/wp-json\/wp\/v2\/media?parent=859"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}